---
title: Card Payment Machine charges (EFT)
description: "Card Payment Machines provide a fast, safe and easy way to accept payments. However, many come with a variety of charges, usually in the form of monthly contracts, or % fees against transactions. - You can claim the full amount…"
url: "https://malgrabooks.co.uk/docs/card-payment-machine-charges-eft/"
updated: "2026-02-18"
category: Expenses
---

# Card Payment Machine charges (EFT)

Card Payment Machines provide a fast, safe and easy way to accept payments.

However, many come with a variety of charges, usually in the form of monthly contracts, or % fees against transactions.

- You can claim the full amount of the monthly rental, and any charges which are incurred when using this solely for your business.
- Keep a copy of all invoices / emails / charges which are incurred so that you have these available for your tax return.
- These are logged as expenses.

**Example:**

> Darren has a card machine which charges a monthly rental of £10 and charges 2.5% on each transaction made
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> Darren can claim the full amount of the monthly rental (£10 per month x 12 months = £120) and the transaction charges (2.5% against each payment made).
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> These are classed as expenses.

Examples of EFT Machines:

- Barclaycard
- iZettle
- PayPal Here
- Square Register
- Worldpay